When looking into health insurance for senior citizens, it's critical to understand the differences between policies and providers. In India, two of the biggest names in the space are Tata AIG Elder Care Health Insurance and United India Senior Citizen Health Insurance.
Both Tata AIG and United India offer a variety of policies and options that can be tailored towards the needs of senior citizens.
Tata AIG offers a range of policies that provide coverage for hospitalization, pre-existing conditions, day care procedures, in-patient treatment, domiciliary expenses, critical illness, elderly assistance, and more. The policies also provide coverage for health check-ups at periodic intervals.
United India also offers a variety of policies for senior citizens, covering hospitalization, pre-existing conditions, day care procedures, in-patient treatment, domiciliary expenses, and critical illness. The policies also provide coverage for preventive health check-ups, and additional benefits such as free health check-ups, flexible renewal options, free consultations, and free pre-hospitalization cover.
When it comes to pricing, Tata AIG is generally more expensive than United India. However, the factors that are taken into consideration when determining the premiums are very similar - such as age, area of residence, sum insured, pre-existing conditions, and more.
When comparing the two providers, it's important to take into account the coverage offered, the premiums, and the customer service provided. United India may be more cost-effective in some cases, but Tata AIG may provide better service and more comprehensive coverage in others. Ultimately, it's important to do your research and decide which plan works best for your needs.